verified by Trustindex
Trustindex verifies that the company has a review score above 4.5, based on reviews collected on Google over the past 12 months, qualifying it to receive the Top Rated Certificate.
Mortgages that work for YOU, not the bank
Hi, I’m Andrew MacDonald. As a Mortgage Broker since 2015, I have been helping Canadian homeowners and real estate investors transform their mortgages from a financial burden into a strategic tool. Together with my team, I show my clients how to reduce interest, lower taxes, and accelerate their path to financial freedom through advanced mortgage planning strategies and the proper mortgage structure.
Of course, you’ll always get competitive mortgage rates, but remember: the lowest interest rate doesn’t always mean the lowest overall cost. Banks and the media keep Canadians chasing rates instead of smarter mortgage strategies, causing homeowners and investors to unknowingly hand over thousands of dollars every year.
Frankly, it’s foolish to settle for the outdated “lowest rate” narrative when factors like tax efficiency, cash flow, and overall borrowing cost have a far greater impact on your financial future.
Our team specializes in advanced mortgage strategies that make your mortgage work harder for you, including:
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The Smith Manoeuvre: Make your mortgage interest tax-deductible, turning payments into tax refunds that eliminate your mortgage years sooner.
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Offset Mortgages: Link your income and savings directly to your mortgage to automatically reduce interest, pay it down faster, and keep instant access to your money (without changing your lifestyle).
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Rental Cash Damming: Use rental income to quickly convert non-deductible debt on your home or cottage into tax-deductible investment debt, creating tax refunds, improving cash flow, and paying off your mortgage sooner. If you have rental income, this strategy is a no-brainer.
These are just a few examples of the powerful strategies we can use. We’ll help you find the optimal mortgage structure tailored to your unique situation.
If you have at least 20% equity in your home and aren’t leveraging these strategies, you’re effectively donating your hard-earned money to the banks and CRA. Let’s put an end to that right now.
(First-time homebuyer? We’ll set you up today with a plan to smoothly transition into these advanced strategies… often by the time of your first renewal.)
How We Help Canadian Homeowners & Real Estate Investors
01.
Mortgage Planning
Smart Canadians know their mortgage is more than just debt… it’s a powerful financial tool. We help homeowners and landlords strategically structure their mortgages in tax-efficient ways to:
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Make mortgage interest tax-deductible
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Generate tax refunds to grow their portfolio and/or eliminate bad debt faster
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Optimize their cash flows and build wealth
The best part is we achieve this without requiring any additional contributions from you. It simply comes down to managing your cash flow more strategically, using the right mortgage structure.
02.
Real Estate Investor Financing
Successful investing requires strategic financing. We help investors:
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Efficiently access equity to expand their portfolios by approaching the right lenders in the right order to maximize borrowing capacity and minimize costs.
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Strategically transition into commercial financing for 5+ unit apartment buildings when the timing is right.
Whether you’re buying your first rental, scaling into apartment buildings, or already managing a large portfolio, we’ll ensure your financing aligns with your long-term investment goals, guiding you every step of the way.
What Clients Are Saying
Posted on Google
Robinson Smith
March 5, 2026
Trustindex verifies that the original source of the review is Google. Andrew is a valuable and trusted member of our financial services network - a team player by any definition and a top performing broker as regards level of service for the clients he assists. Highly recommend for any homeowner looking to not just get in to a mortgage, but get out of one.
Thanks Robinson, means a lot coming from the Smith Man himself 🙂
Thanks Robinson, means a lot coming from the Smith Man himself 🙂
Posted on Google
Jason Maahs
December 17, 2025
Trustindex verifies that the original source of the review is Google. Andrew thank you again with your professional guidance and expertise with my renewals. You always go above and beyond in you explanations and help us select the best mortgage products we need to succeed in our real estate rental business. Every real estate investor should be using your services!
Thanks Jason for taking the time to leave a review. I am glad I've been able to help you out over the years and really appreciate the referrals of family which says it all. Look forward to supporting you going forward as the need arises. Thanks again!
Thanks Jason for taking the time to leave a review. I am glad I've been able to help you out over the years and really appreciate the referrals of family which says it all. Look forward to supporting you going forward as the need arises. Thanks again!
Posted on Google
Clark Luby
December 8, 2025
Trustindex verifies that the original source of the review is Google. Andrew MacDonald is one of the most thorough mortgage brokers I have ever worked with. Andrew is a real estate investor so he understands the needs of investors of various types of rental properties. He's always quick to respond and will explain things at a level I understand. Andrew would be the first person I would recommend if anyone was looking for a mortgage broker.
Hi Clark, thanks for sharing this review, much appreciated. It's been great working with you and I look forward to helping you again when the time comes.
Hi Clark, thanks for sharing this review, much appreciated. It's been great working with you and I look forward to helping you again when the time comes.
Posted on Google
Angela Menzel
October 31, 2025
Trustindex verifies that the original source of the review is Google. We met with Andrew to discuss the Smith Maneuver. He was professional, knowledgeable, and easy to talk to. He gave us information on the Smith Maneuvre and plus clear advice on how to set up our mortgage in the future. It was a very positive experience and we appreciated his expertise.
Hi Angela, thank you very much for taking the time to share a review, much appreciated! I am glad I was able to help you understand the strategy and give you a couple ideas to implement for your upcoming renewal. I look forward to helping you out when the time is right.
Hi Angela, thank you very much for taking the time to share a review, much appreciated! I am glad I was able to help you understand the strategy and give you a couple ideas to implement for your upcoming renewal. I look forward to helping you out when the time is right.
Posted on Google
Gareth Rubery
October 23, 2025
Trustindex verifies that the original source of the review is Google. I've worked with Andrew and Kellie a few times before, and I’ll gladly work with them both again. My situation is far from straightforward as I have property overseas, which complicates things, and I haven’t yet built up two years of income in Canada. That combination makes it almost impossible to qualify for a mortgage. But just when it seems like we've exhausted every option, Andrew and Kellie find a way to make it work. I thoroughly recommend their services as they’re resourceful, reliable, and truly go the extra mile. They always know the ins and outs of my case and handle everything with care and precision.
Thanks Gareth for taking some time to share your experience. Glad we were able to help you out and look forward working on the next step in your mortgage plan when the time comes!
Thanks Gareth for taking some time to share your experience. Glad we were able to help you out and look forward working on the next step in your mortgage plan when the time comes!
Posted on Google
Alvin Jake Gonzalvo
September 26, 2025
Trustindex verifies that the original source of the review is Google. I don't often write reviews, but some people deserve to be recognized for going above and beyond — and this is one of those times. Working with Andrew has been an absolute blessing. He is the kind of person you hope to come across in a professional setting but rarely do: patient, compassionate, reliable, and genuinely invested in the well-being of the people around him. From the very beginning, it was clear that Andrew was not just here to "do a job" — he was here to make a difference. He took the time to understand the full scope of what was needed, never rushed a conversation, and always made sure that no question went unanswered. Even when the issue fell outside of his official responsibilities, he still found ways to assist — often staying late, following up, or connecting us with the right people. That level of commitment is rare. I would highly recommend Andrew and if I can do a 6 out of 5 or more, I will do it in a heartbeat Thank you, Andrew, for the excellent job that you have done for us! We knew we made the right decision when we reached out to you for help!
Hi Alvin Jake, thanks for taking the time to share a review, I really appreciate it. I am glad we were able to correct some structuring issues for you to undo some bad advice you received previously. I look forward to helping you with your implementation now that we've got things back on track!
Hi Alvin Jake, thanks for taking the time to share a review, I really appreciate it. I am glad we were able to correct some structuring issues for you to undo some bad advice you received previously. I look forward to helping you with your implementation now that we've got things back on track!
Posted on Google
Elliott Braganza From Cloud Law®
September 11, 2025
Trustindex verifies that the original source of the review is Google. Andrew handled the refinance for my home last year, and offered stellar service. I recommend him to clients, my friends and family routinely.
Thank you Elliott for taking time to leave a review, it means a lot coming from you, and I truly appreciate the referral of friends and family.
Thank you Elliott for taking time to leave a review, it means a lot coming from you, and I truly appreciate the referral of friends and family.
Posted on Google
Graham Fitzpatrick
September 4, 2025
Trustindex verifies that the original source of the review is Google. Andrew opened my eyes to a powerful new strategy and was very diligent and thorough in answering my questions.
Thank you Graham for taking the time to share your experience here, much appreciated. It's always exciting when clients come to us with a certain strategy in mind and we can show them something even better.
Thank you Graham for taking the time to share your experience here, much appreciated. It's always exciting when clients come to us with a certain strategy in mind and we can show them something even better.
Posted on Google
Jenny L
September 4, 2025
Trustindex verifies that the original source of the review is Google. I’ve worked with Andrew multiple times since 2017 for both new mortgages and refinancing, and every experience has been outstanding. He’s incredibly professional, knowledgeable, and truly goes above and beyond to help his clients. What I appreciate most is how he takes the time to understand your situation and recommend the best strategy for your financial goals. He’s also very responsive — always quick to answer questions and provide guidance when you need it. Andrew makes you feel like a valued client, not just another number. I highly recommend him to anyone looking for a mortgage — including my friends and family.
Hi Jenny, thanks for taking the time to share a review here. I appreciate you referring family which speaks volumes. Look forward to helping again when the time comes, thanks again for sharing your experience!
Hi Jenny, thanks for taking the time to share a review here. I appreciate you referring family which speaks volumes. Look forward to helping again when the time comes, thanks again for sharing your experience!
Posted on Google
Tamkaivo
September 3, 2025
Trustindex verifies that the original source of the review is Google. Working with Andrew McDonald was an incredible experience. He is reliable, patient, and extremely professional. As a Mortgage Specialist, Andrew guided me through every step of the process with ease. What I appreciated most was how he took the time to explain things clearly. He walked me through strategies like the Smith Maneuver, kept me updated on the latest mortgage rates, and always answered my many questions without ever making me feel rushed. Andrew truly went above and beyond to make sure I felt confident in my decisions. I wouldn’t hesitate to recommend him to anyone looking for a knowledgeable, trustworthy, and caring advisor in real estate and mortgages.
Thanks Tam for taking the time to share your experience. Glad I've been able to provide value over the years and look forward to working together again.
Thanks Tam for taking the time to share your experience. Glad I've been able to provide value over the years and look forward to working together again.
Posted on Google
Chris Holmes
August 29, 2025
Trustindex verifies that the original source of the review is Google. Andrew was great to work with from start to finish. He has a wealth of knowledge and always has his client's best interest in mind. He took the time to understand our overall financial plan and goals when it comes to real estate, and recommended the appropriate financing product to align with those goals. I highly recommend working with Andrew! Great experience.
Thanks Chris for taking the time to share your experience. Congrats on your new home, and I look forward to working together more when you're settled in and ready to go.
Thanks Chris for taking the time to share your experience. Congrats on your new home, and I look forward to working together more when you're settled in and ready to go.
Posted on Google
Ryan
August 27, 2025
Trustindex verifies that the original source of the review is Google. I’ve worked with Andrew MacDonald several times over the past couple of years, and each experience has been excellent. He’s always quick to respond, provides clear advice, and consistently secures the best mortgage deals. Andrew makes the process simple and stress-free, and I always feel confident knowing he has my best interests in mind. Highly recommend!
Thank you Ryan for taking the time to share your experience, much appreciated. I love working with clients like yourself who are logical, responsive to advice, and work with me to make the process a breeze. Look forward to the next one when you're ready 🙂
Thank you Ryan for taking the time to share your experience, much appreciated. I love working with clients like yourself who are logical, responsive to advice, and work with me to make the process a breeze. Look forward to the next one when you're ready 🙂
Posted on Google
Ravi Rohan
August 26, 2025
Trustindex verifies that the original source of the review is Google. Andrew went beyond just getting a competitive rate. He structured our mortgage using the Smith Manoeuvre so that over time our mortgage becomes tax deductible, we pay the mortgage off faster, and we’re building an investment portfolio to increase our net worth all at the same time. The best part is we’re doing it with the same monthly payment. With everything being so expensive these days, being able to save for retirement without changing our budget has been a huge relief. Highly recommend working with Andrew since he can show you better ways to do things if you’re open to it.!
Thanks Ravi for taking the time to share your experience in this review. I really appreciate it and am glad we were able to get you setup with a great option and a better structure that'll have some huge benefits for your net worth in the longer term.
Thanks Ravi for taking the time to share your experience in this review. I really appreciate it and am glad we were able to get you setup with a great option and a better structure that'll have some huge benefits for your net worth in the longer term.
Posted on Google
Nada Atwy
August 26, 2025
Trustindex verifies that the original source of the review is Google. We had a fantastic experience working with Andrew MacDonald as our mortgage broker. He was always quick to reply to our questions and explained everything clearly, which made the whole process so much easier. Andrew helped us set up a readvanceable mortgage on our primary residence, guiding us on exactly what steps we needed to take with our own bank branch. He also assisted us in refinancing our rental property, again setting us up with a readvanceable mortgage that unlocked equity to help fund future deals. On top of that, he secured a very competitive interest rate, which has had a positive impact on our cash flow. We truly felt well taken care of throughout the process and are looking forward to working with Andrew again in the future. Highly recommended!
Thank you Nada for taking the time to share your experience. I am glad we were able to help you setup the optimal structure to run your debt conversion strategies and look forward to working through the detailed implementation with you over the next few months.
Thank you Nada for taking the time to share your experience. I am glad we were able to help you setup the optimal structure to run your debt conversion strategies and look forward to working through the detailed implementation with you over the next few months.
Posted on Google
Vincent Sundar
August 26, 2025
Trustindex verifies that the original source of the review is Google. I’ve had the pleasure of working with Andrew since I first met him over a decade ago, and he has consistently been an outstanding mortgage broker. He’s always helpful, knowledgeable, and goes the extra mile to make the process smooth and stress-free. I would absolutely recommend him to anyone looking for a trusted mortgage professional.
Thanks Vincent for taking some time to share your experience here. I really appreciate your kind words and look forward to helping you again any time I can.
Thanks Vincent for taking some time to share your experience here. I really appreciate your kind words and look forward to helping you again any time I can.
Posted on Google
Murray Hamilton
August 25, 2025
Trustindex verifies that the original source of the review is Google. Andrew is a miracle worker and his knowledge and professionalism is second to none. You simply can’t get better.
Thanks Murray for taking a moment to share your review. I really appreciate it and you trusting me with your referrals over the years. Thank you!
Thanks Murray for taking a moment to share your review. I really appreciate it and you trusting me with your referrals over the years. Thank you!
Posted on Google
Sua Truong
August 25, 2025
Trustindex verifies that the original source of the review is Google. I've been in the real estate industry for several decades and known Andrew for quite a few years. Andrew is a respectable guy with great personality who always put his clients needs first. I've enjoyed working with him over the years and would not hesitate referring people to him. You'll be in good hands.
Thank you Sua for taking a moment to share your review. I appreciate everything I've learned from you on commercial mortgages and life. Thanks for being a great teacher and trusting us with your referrals!
Thank you Sua for taking a moment to share your review. I appreciate everything I've learned from you on commercial mortgages and life. Thanks for being a great teacher and trusting us with your referrals!
Posted on Google
Devon Noble
August 25, 2025
Trustindex verifies that the original source of the review is Google. Andrew is a true professional and a credit to our industry. While we may technically be competitors, I have a great deal of respect for the way he serves his clients. His expertise, integrity, and mastery of advanced debt conversion strategies set him apart and make a real difference for the people he helps.
Hi Devon, thanks for taking the time to share a review. I am grateful to have met you and for all the knowledge we've been able to share with one another to continually improve how we serve clients with these debt conversion strategies at the end of the day. Thanks for helping to make me a better broker, and I hope I've been able to share some ideas you've found helpful as well.
Hi Devon, thanks for taking the time to share a review. I am grateful to have met you and for all the knowledge we've been able to share with one another to continually improve how we serve clients with these debt conversion strategies at the end of the day. Thanks for helping to make me a better broker, and I hope I've been able to share some ideas you've found helpful as well.
Posted on Google
Joanna Stecewicz
August 24, 2025
Trustindex verifies that the original source of the review is Google. When we were buying our first home Andrew was very helpful and provided us with some great advice and insight on how to structure our loan. Now that we are ready to look at tax efficient strategies related to our home lending, he is going to be our first call. Andrew is very knowledgeable and I would recommend him to anyone looking for mortgage and lending advice.
Thanks Joanna for taking some time to share your experience here, much appreciated. I look forward to helping you with your Smith Manoeuvre implementation as soon as you're ready!
Thanks Joanna for taking some time to share your experience here, much appreciated. I look forward to helping you with your Smith Manoeuvre implementation as soon as you're ready!
Posted on Google
Mike Comrie
August 23, 2025
Trustindex verifies that the original source of the review is Google. I have known Andrew for years and he has always been knowledgeable and helpful. Recently he has had some negative reviews posted by fake accounts. I hope they will be removed.
Thanks Mike for taking a moment to share your review, much appreciated. I hope you're doing well and look forward to helping again whenever needed. I have no doubt these fake reviews will be removed in time.
Thanks Mike for taking a moment to share your review, much appreciated. I hope you're doing well and look forward to helping again whenever needed. I have no doubt these fake reviews will be removed in time.
Posted on Google
Stacey Manokhina
August 23, 2025
Trustindex verifies that the original source of the review is Google. The kindest and most knowledgeable colleagues I’ve ever had. Andrew is one of the best brokers in the industry and always goes above and beyond for his clients.
Thank you Stacey for taking the time to share your review, much appreciated. It has been great working alongside you in supporting clients with their financial goals and I look forward to continuing to share strategies with both clients and colleagues to help Canadians get ahead financially.
Thank you Stacey for taking the time to share your review, much appreciated. It has been great working alongside you in supporting clients with their financial goals and I look forward to continuing to share strategies with both clients and colleagues to help Canadians get ahead financially.
Posted on Google
Theresa Tosh
August 23, 2025
Trustindex verifies that the original source of the review is Google. Andrew is always a great partner in digging up great deals and serving up good negotiations.
Thanks Theresa, appreciate the subtle metaphors here and thank you for taking the time to share a review.
Thanks Theresa, appreciate the subtle metaphors here and thank you for taking the time to share a review.
Posted on Google
Ryan Wiley
August 23, 2025
Trustindex verifies that the original source of the review is Google. Andrew is the definition of a true professional in the mortgage industry. He goes far beyond simply arranging financing, he takes the time to design strategies, walk clients through the numbers, and show them how the right mortgage plan can truly change their lives. He’s not just a mortgage broker, he’s a mortgage planner. I’ve seen firsthand the impact he’s had on families, and it’s remarkable. Having coached many mortgage agents myself, I can say with confidence that not everyone in this industry operates at his level. Andrew is one of the great ones, and anyone would be fortunate to work with him.
Wow, thank you Ryan for the glowing review. This means a lot coming from you since I know you truly know the best of the best in this industry. Thank you for everything you've taught me about the business, and I truly appreciate you taking the time to share these kind words.
Wow, thank you Ryan for the glowing review. This means a lot coming from you since I know you truly know the best of the best in this industry. Thank you for everything you've taught me about the business, and I truly appreciate you taking the time to share these kind words.
Posted on Google
J Kv
August 23, 2025
Trustindex verifies that the original source of the review is Google. Professional and very knowledgeable!
Thanks so much for taking the time to leave a review, much appreciated!
Thanks so much for taking the time to leave a review, much appreciated!
Posted on Google
Brendon Flanagan
August 22, 2025
Trustindex verifies that the original source of the review is Google. Andrew goes out of his way to help his clients. He has helped me find a few great mortgages and provided great advice. Would definitely recommend!
Thanks Brendon for taking a moment to leave a review. I am glad I've been able to help you out with some advice and arrange a couple of mortgages in the past, and look forward to helping again when the time comes.
Thanks Brendon for taking a moment to leave a review. I am glad I've been able to help you out with some advice and arrange a couple of mortgages in the past, and look forward to helping again when the time comes.
Posted on Google
Anastasiia Shydenko
August 22, 2025
Trustindex verifies that the original source of the review is Google. Andrew was recommended to us when we started exploring our mortgage options. Our case wasn’t the easiest, but we really appreciated how carefully and thoughtfully he considered all the possibilities for us. Everything was clearly explained, and every question we had (and there were quite a few!) was discussed transparently. We would definitely recommend working with Andrew
Thanks Anastasiia, I really appreciate you taking the time to leave a thoughtful review and look forward to working with you again when the time is right.
Thanks Anastasiia, I really appreciate you taking the time to leave a thoughtful review and look forward to working with you again when the time is right.
Posted on Google
Flavius Georgescu
August 22, 2025
Trustindex verifies that the original source of the review is Google. I have really enjoyed working with Andrew. Very professional, knowledgeable and provides timely advice to get us the products we need. Would certainly recommend working with him.
Hi Flavius, thanks so much for taking the time to share your experience and leave a review. Look forward to working with you more in the future when the time comes.
Hi Flavius, thanks so much for taking the time to share your experience and leave a review. Look forward to working with you more in the future when the time comes.
Posted on Google
Teresa & Richard
August 22, 2025
Trustindex verifies that the original source of the review is Google. We've worked with several mortgage brokers over the years, but none have matched the level of problem solving, responsiveness, and care that Andrew McDonald provided. Despite being two time zones apart, Andrew’s experience and his certification in the Smith Manoeuvre gave us the confidence to move forward. As self-employed clients, our mortgage process was complex, yet Andrew secured a product for our investment property that exceeded expectations. Throughout the process, Andrew was always responsive, even on weekends, and went above and beyond to ensure we had all the documentation and clarity we needed. While we were on vacation, he sent the final offer along with a personalized video explaining our options and his recommendations, which was both thoughtful and convenient. His professionalism and dedication have earned our trust, and we wouldn’t hesitate to recommend Andrew to anyone seeking mortgage support. We look forward to working with Andrew again for all our future financing needs.
Thanks Richard & Teresa for taking the time to share your experience with such a detailed and thoughtful review. I appreciate your kind words and the trust you've placed in working with me on correcting your original mortgage structure and arranging financing for your most recent purchase. I look forward to helping you grow your portfolio so you can continue to take advantage of these strategies.
Thanks Richard & Teresa for taking the time to share your experience with such a detailed and thoughtful review. I appreciate your kind words and the trust you've placed in working with me on correcting your original mortgage structure and arranging financing for your most recent purchase. I look forward to helping you grow your portfolio so you can continue to take advantage of these strategies.
Posted on Google
Mike
August 22, 2025
Trustindex verifies that the original source of the review is Google. Andrew is hands down the best mortgage broker I’ve ever worked with. He takes the time to understand your unique situation and explains every option clearly, whether it’s the Smith Manoeuvre, Cash Damming, or real estate investing strategies. Thanks to his guidance, I feel confident in my financial decisions and know I’m saving money long term. Andrew combines deep expertise with a personal touch, and I wouldn’t hesitate to recommend him to anyone looking for trusted mortgage advice
Thanks Mike for taking some time to share your experience. Appreciate the kind words and I am glad I was able to assist you with some of the advanced planning strategies!
Thanks Mike for taking some time to share your experience. Appreciate the kind words and I am glad I was able to assist you with some of the advanced planning strategies!
Posted on Google
Marlin B
August 21, 2025
Trustindex verifies that the original source of the review is Google. I have received excellent advice from Andrew regarding setting up a home equity line of credit for investment purposes. He is very competent and is my first choice for getting a mortgage.
Hi Marlin, thanks for taking the time to leave a review, much appreciated. I look forward to supporting you more in the future as the need arises.
Hi Marlin, thanks for taking the time to leave a review, much appreciated. I look forward to supporting you more in the future as the need arises.
Posted on Google
Angela Lau
August 21, 2025
Trustindex verifies that the original source of the review is Google. I've worked with Andrew and his wife since 2014 and he has been very responsive, is very knowledgeable and has worked hard on our ever changing mortgage situations. Would 100% recommend him to all our friends and family as I know they would be taken care of.
Hi Ann, Thank you for taking the time to share your experience and leave this review, much appreciated. I appreciate your referrals as well and look forward to supporting you with your financing needs whenever I can.
Hi Ann, Thank you for taking the time to share your experience and leave this review, much appreciated. I appreciate your referrals as well and look forward to supporting you with your financing needs whenever I can.
Posted on Google
Andrew Matar
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew’s tax and financial strategies are top-notch. He helped me understand how to use the Smith Manoeuvre and other planning tools to reduce taxes and grow wealth more efficiently. His advice is always clear, practical, and easy to put into action.
Hi Andrew, thanks for taking the time to share your experience and leave a review. Happy I was able to help provide some strategies you found valuable.
Hi Andrew, thanks for taking the time to share your experience and leave a review. Happy I was able to help provide some strategies you found valuable.
Posted on Google
Larry Vino
August 21, 2025
Trustindex verifies that the original source of the review is Google. OUTSTANDING professional that i look forward to working with again soon
Thanks Larry for taking a moment to share your experience. Much appreciated!
Thanks Larry for taking a moment to share your experience. Much appreciated!
Posted on Google
Nishad Makan
August 21, 2025
Trustindex verifies that the original source of the review is Google. I had an absolutely fantastic experience working with Andrew! From start to finish, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the mortgage process in detail, answered all my questions patiently, and made sure I felt confident in my decisions. What really stood out was his commitment to finding the best possible rate and terms for my situation. They went above and beyond to ensure everything was handled smoothly and on time. I truly felt like they had my best interests at heart. If you're looking for a mortgage broker who is trustworthy, efficient, and genuinely cares about their clients, I highly recommend Andrew MacDonald. Thank you for making what could have been a stressful process feel easy and even enjoyable!
Thanks Nishad for taking some time to share a detailed review. I am glad we could go beyond just rate and get you a great structure as well to give you more financial flexibility. Look forward to helping you more in the future as the need arises and thanks again for sharing your experience here.
Thanks Nishad for taking some time to share a detailed review. I am glad we could go beyond just rate and get you a great structure as well to give you more financial flexibility. Look forward to helping you more in the future as the need arises and thanks again for sharing your experience here.
Posted on Google
Yan Ohayon
August 21, 2025
Trustindex verifies that the original source of the review is Google. An absolute master at his craft, i have watched Andrew tackle some of the most complex mortgage files with ease. he is transparent, honest and works hard to make sure his customer service is at the height of any client's expectations.
Thanks Yan, appreciate you taking a moment to share your review and am happy to help any time the need arises!
Thanks Yan, appreciate you taking a moment to share your review and am happy to help any time the need arises!
Posted on Google
Mena Gerguis
August 21, 2025
Trustindex verifies that the original source of the review is Google. Incredibly knowledgeable professional who knows mortgages and finance!
Thanks Mena, means a lot coming from you. Appreciate you taking the time to share a review!
Thanks Mena, means a lot coming from you. Appreciate you taking the time to share a review!
Posted on Google
Jason Chessar
August 21, 2025
Trustindex verifies that the original source of the review is Google. I typically have unique or more complicated mortgage needs and have worked with agents all across Canada. Andrew is hands down one of the best Mortgage professionals I have met yet. His willingness to help, the knowledge he provides and the solutions he has identified has saved my purchase more than once. Highly recommend you take a moment to talk with him so you can experiance this yourself.
Thanks Jason for taking a moment to share your experience. I am glad we've been able to help with some complex scenarios and get you a great solution at the end of the day. I appreciate your referrals and trust!
Thanks Jason for taking a moment to share your experience. I am glad we've been able to help with some complex scenarios and get you a great solution at the end of the day. I appreciate your referrals and trust!
Posted on Google
Eve M
August 21, 2025
Trustindex verifies that the original source of the review is Google. Been using Andrew's services for years. He's communicative, very responsive and thorough. Highly recommend!
Thanks Eve for taking a moment to share your experience. I am glad to have been able to help you on numerous occasions over the years and appreciate you trusting me with your referrals as well!
Thanks Eve for taking a moment to share your experience. I am glad to have been able to help you on numerous occasions over the years and appreciate you trusting me with your referrals as well!
Posted on Google
Charn Hansra
August 21, 2025
Trustindex verifies that the original source of the review is Google. I’ve worked with Andrew on mortgage and financial strategies, and the experience has always been excellent. Their knowledge of tools like the Smith Manoeuvre and cash flow strategies really stood out and provided valuable insights. Highly recommend!
Hi Charn, thanks for taking a moment to share your review. I really appreciate your referrals and the trust you place in me to take care of your clients with their mortgage and consulting needs around the advanced planning strategies to help them save on taxes.
Hi Charn, thanks for taking a moment to share your review. I really appreciate your referrals and the trust you place in me to take care of your clients with their mortgage and consulting needs around the advanced planning strategies to help them save on taxes.
Posted on Google
Sima Makan
August 21, 2025
Trustindex verifies that the original source of the review is Google. We’ve worked with Andrew on a few occasions and he always provided exceptional service, guiding us through the mortgage process with expertise and patience. He was always available to answer our questions, no matter how complex or scenario-specific they were. His ability to break down financial options and plan for our future was impressive. Andrew's timely responses and proactive approach made a huge difference. We're grateful for his help in securing our mortgage to set us up for the Smith Manoeuvre strategy. Highly recommend speaking to Andrew!
Hi Sima, thank you for taking time to share your experience. I am glad I've been able to give you some valuable information and help you work through options at each renewal over the years to make sure you get the best setup for your needs at the time. I look forward to helping you again when the time comes and appreciate you taking the time to share this.
Hi Sima, thank you for taking time to share your experience. I am glad I've been able to give you some valuable information and help you work through options at each renewal over the years to make sure you get the best setup for your needs at the time. I look forward to helping you again when the time comes and appreciate you taking the time to share this.
Posted on Google
Marlon Drayton
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew has been very professional and a wealth of knowledge in helping me navigate some of the more complicated strategies linked to mortgages. He's provided me with an amazing connection where I was able to get a rate unmatched by any other. He goes above and beyond what you asked for and ensures that all the t's are crossed and the i's dotted. I've already provided some of my family members his contact information and would definitely recommend his services to anyone.
Thanks Marlon for sharing your experience. While I couldn't help directly on this purchase I am glad I was able to get you a great setup. I'll be working through your complex details more today and look forward to helping you implement some advanced strategies to be mortgage free faster and increase your net worth along the way. Appreciate you taking the time to share your experience, thank you!
Thanks Marlon for sharing your experience. While I couldn't help directly on this purchase I am glad I was able to get you a great setup. I'll be working through your complex details more today and look forward to helping you implement some advanced strategies to be mortgage free faster and increase your net worth along the way. Appreciate you taking the time to share your experience, thank you!
Posted on Google
Kaelan
August 21, 2025
Trustindex verifies that the original source of the review is Google. Very Knowledgable broker and very calm taking time to answer questions and work through financial options.
Thanks Kaelan for taking a moment to share your experience. I really appreciate it!
Thanks Kaelan for taking a moment to share your experience. I really appreciate it!
Posted on Google
Jon C
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew pulled out all the stops in order to help me get a mortgage. Very knowledgeable, professional and trustworthy. I recommend Andrew and his group to everyone looking for financial services. Truly next level!
Thanks Jon for taking a minute to share your experience. Much appreciated and I am glad we were able to help you out!
Thanks Jon for taking a minute to share your experience. Much appreciated and I am glad we were able to help you out!
Posted on Google
Elizabeth Graham
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew helped me with different lending options for both urban and rural properties. He's thorough, dedicated and responsive. I always felt very trusting in his integrity and ability to find me great options for our unique situation. Definitely 5 stars!
Hi Liz, Thanks so much for taking a moment to leave a review and share your experience. Much appreciated!
Hi Liz, Thanks so much for taking a moment to leave a review and share your experience. Much appreciated!
Posted on Google
Mark A
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew is super helpful and knowledgeable in this space. He has helped us get the best deal for multiple mortgages and has a wealth of knowledge that he's always happy to share. Highly recommend working with him!
Hi Mark, Thanks so much for taking a moment to leave a review and share your experience. Much appreciated!
Hi Mark, Thanks so much for taking a moment to leave a review and share your experience. Much appreciated!
Posted on Google
Lucia Georgescu
August 21, 2025
Trustindex verifies that the original source of the review is Google. I’ve worked with Andrew for the past 15 years across three home purchases, and I wouldn’t go anywhere else. He has also helped both of my children with their first homes, and every experience has been seamless and stress-free. Andrew is knowledgeable, trustworthy, and always goes the extra mile. I recommend him to anyone looking for a mortgage broker.
Hi Lucia, I have really enjoyed working with you over the years and the referrals of your family speak volumes, so thank you for the trust you've placed in me. Much appreciated!
Hi Lucia, I have really enjoyed working with you over the years and the referrals of your family speak volumes, so thank you for the trust you've placed in me. Much appreciated!
Posted on Google
Tyler Bartelen
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew and his team have been getting the job done for me and my clients when other mortgage brokers couldn't. They just don't give up and they are very strategic about where to apply and how to get the best rate and terms. They are also very knowledgeable about advanced strategies to save even more money. Andrew and team are absolute superstars.
Hi Tyler, Thank you for taking a moment to leave a review for us, and also for your patience in working through some challenging deals. I wish we could get all of them done, but we do try our best. I appreciate your referrals and you taking the time to share a review. Thank you!
Hi Tyler, Thank you for taking a moment to leave a review for us, and also for your patience in working through some challenging deals. I wish we could get all of them done, but we do try our best. I appreciate your referrals and you taking the time to share a review. Thank you!
Posted on Google
Colleen Henman
August 21, 2025
Trustindex verifies that the original source of the review is Google. I had the pleasure of dealing with Andrew and had a wonderful experience. He took the time to explain all the nuances to me for different scenarios and made sure that my best interest was at heart. He was responsive and attentive to my needs. I cannot recommend Andrew enough. Thank you!
Thank you Colleen for taking some time to share your review, much appreciated. I hope you are doing well and as always I am happy to help when the time comes 🙂
Thank you Colleen for taking some time to share your review, much appreciated. I hope you are doing well and as always I am happy to help when the time comes 🙂
Posted on Google
Mathurin Marckly
August 21, 2025
Trustindex verifies that the original source of the review is Google. I reached out to broker Andrew McDonald for mortgage support, and even though I wasn’t ready to move forward at the time, he took the time to guide me through the process. His advice helped me position myself to achieve the best possible outcome in the near future. Highly professional, patient, and knowledgeable—I really appreciate his guidance!
Hi Mathurin, Hope you are doing well and thank you for taking the time to share a review here. I appreciate it and am glad our conversation was helpful for you to understand your options at the time. I look forward to working with you in the future when the timing is right.
Hi Mathurin, Hope you are doing well and thank you for taking the time to share a review here. I appreciate it and am glad our conversation was helpful for you to understand your options at the time. I look forward to working with you in the future when the timing is right.
Posted on Google
Beehjae Tacderas
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew has been more than willing to assess our current situation. It gave me a good snapshot of what we can afford.
Hi Beehjae, thank you for taking some time to share your experience. While we haven't been able to work together yet, I hope our assessment of your situation and the options were helpful in deciding what you would like to do next. Thank you again for taking the time to share a review.
Hi Beehjae, thank you for taking some time to share your experience. While we haven't been able to work together yet, I hope our assessment of your situation and the options were helpful in deciding what you would like to do next. Thank you again for taking the time to share a review.
Posted on Google
Manoj Amuzuri
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew was referred to us by our realtor. He's extremely knowledgeable and not just regarding mortgages, but as an overall wealth advisor, in my opinion! Early on in our house search journey, he made us feel comfortable with the process and the things we learned along the way over numerous conversations taught us a lot more than we could have possibly learned ourselves. He always made time for us and was very prompt in his responses. Highly recommend Andrew and his team!
Thank you Manoj for sharing your experience. It's been a pleasure guiding you on your first home purchase and helping you navigate the many options available to a well qualified borrower like yourself.
Thank you Manoj for sharing your experience. It's been a pleasure guiding you on your first home purchase and helping you navigate the many options available to a well qualified borrower like yourself.
Posted on Google
Monica Monica
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew is thorough and accurate and reliable, everything you'd want when dealing with someone!
Hi Monica, thanks so much for taking some time to leave a quick review. Much appreciated!
Hi Monica, thanks so much for taking some time to leave a quick review. Much appreciated!
Posted on Google
Don Mitoma (Mits2000)
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew recently helped me with options before renewing a mortgage. He explained strategies like the Smith Manoeuvre, Cash Damming, Debt Swaps, and using an account that can handle and track your progress.
Thanks Don for sharing your experience. I am glad we were able to get you setup with this product and look forward to working through your strategy implementation over the next few months!
Thanks Don for sharing your experience. I am glad we were able to get you setup with this product and look forward to working through your strategy implementation over the next few months!
Posted on Google
Marc Pineault
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew knows his stuff
Thanks Marc, appreciate you taking a moment to leave a quick review. Love your content and I look forward to working with you more!
Thanks Marc, appreciate you taking a moment to leave a quick review. Love your content and I look forward to working with you more!
Posted on Google
Joseph Hopkinson
August 21, 2025
Trustindex verifies that the original source of the review is Google. Andrew is an amazing mortage broker and really helped us. We recommend him to anyone who asks!
Thank you Joseph, appreciate you taking a moment to share your experience. Hope you and the family are doing well 🙂
Thank you Joseph, appreciate you taking a moment to share your experience. Hope you and the family are doing well 🙂
Posted on Google
Richard Drayton
August 18, 2025
Trustindex verifies that the original source of the review is Google. My brief experience with Andrew has been nothing less than exemplary and professional. His ability to listen, comprehend and explain the often convoluted world of Real Estate Financing is on par to none I've meet in this industry. What can one expect once you've decided to partner with Andrew; Someone who is thorough, detail oriented, punctual, insightful, genuine and the capacity to present strategies that align with your current/future goals and thus leads to better decision making. As a landlord and entrepreneur, I've had the pleasure of interviewing many brokers over the years since they are a dime a dozen but choosing the right partnership can yield $10,000s in savings on your portfolio. Numbers matter and Andrew's formal banking experience provides him with mastery in tailoring solutions to satisfy your needs. All this to say, Andrew is AWESOME to work with and I'm looking forward to our future collaborations. BTW, I get nothing for this write up but believe in recognizing Highest Standards in Services. I'm proud to say Andrew MacDonald is my broker.
Thank you Richard for taking a moment to share your experience, greatly appreciated. I am looking forward to working with you through the advance planning strategies we've identified as a great fit for your portfolio and look forward to helping you continue to grow your portfolio and net worth as we work together.
Thank you Richard for taking a moment to share your experience, greatly appreciated. I am looking forward to working with you through the advance planning strategies we've identified as a great fit for your portfolio and look forward to helping you continue to grow your portfolio and net worth as we work together.
Posted on Google
Addrita
August 1, 2025
Trustindex verifies that the original source of the review is Google. Andrew is simply Outstanding! He took time to convey the Smith M. Strategy through discussions, emails and video illustrations. Highly recommended!
Thanks Abu for taking a moment to share your experience. Glad I was able to show you some planning strategies to make the most of your renewal and happy to help if you ever need any further support on implementation.
Thanks Abu for taking a moment to share your experience. Glad I was able to show you some planning strategies to make the most of your renewal and happy to help if you ever need any further support on implementation.
Posted on Google
Tiphereth J Straker Bhsc
June 2, 2025
Trustindex verifies that the original source of the review is Google. Andrew is absolutely the best secret weapon I have when it comes to getting things done document and flow wise for my clients. As a stay at home mom getting a little help here and there is a game changer, thanks Andrew ??
Thanks Tiphereth for your kind words. Glad I am able to help you with the mortgage planning needs of your clients when things get a little too busy for you 🙂
Thanks Tiphereth for your kind words. Glad I am able to help you with the mortgage planning needs of your clients when things get a little too busy for you 🙂
Posted on Google
Rossana Ludeña
May 31, 2025
Trustindex verifies that the original source of the review is Google. I reached out to Andrew for a Cash Damming consultation, and he was incredibly responsive, detailed, and knowledgeable. Although I counted with him a bit late for my mortgage renewal, I plan to keep him in mind for future renewals. He shared valuable tips to help me maximize my debt and rental mortgages. Thank you, Andrew, for your guidance and professional support!
Thanks Rossana for sharing your experience, much appreciated. I am glad I was able to give you some helpful tips to help you along your journey and look forward to working with you more in the future.
Thanks Rossana for sharing your experience, much appreciated. I am glad I was able to give you some helpful tips to help you along your journey and look forward to working with you more in the future.
Posted on Google
Zach Cahill
May 20, 2025
Trustindex verifies that the original source of the review is Google. I had the pleasure of connecting with Andrew at the Wealth Hacker Conference in Toronto, and his support and expertise have greatly enhanced my investment journey. Andrew's structured approach and exceptional communication make working with him seamless and effective. His adaptability and innovation set him apart, enabling myself and my clients to successfully close dozens of transactions. With over 9 years of experience as a mortgage broker and extensive industry connections, Andrew truly understands the nuances of real estate investment. Being an active investor himself, he brings a strategic perspective to mortgage structuring, ensuring investment objectives are consistently met. I’m confident Andrew’s skills and insight will significantly strengthen our ongoing investment partnership.
Appreciate the kind words Zach! I am glad I was able to get you unstuck after we first met in person, and it’s been awesome working together to support you and your clients to grow many portfolios over the years. Looking forward to continuing to make a positive difference in the financial lives of those we serve!
Appreciate the kind words Zach! I am glad I was able to get you unstuck after we first met in person, and it’s been awesome working together to support you and your clients to grow many portfolios over the years. Looking forward to continuing to make a positive difference in the financial lives of those we serve!
Posted on Google
Adam Blackmore
May 14, 2025
Trustindex verifies that the original source of the review is Google. Andrew has quick communication, will hustle for his clients, and he is extremely knowledgeable and creative with solutions!! He is experienced on both the investment and residential side of things. This is why I have done multiple mortgages with him!
Thanks Adam. I really appreciate all of your referrals over the years, and I am glad we've been able to work together multiple times to get you a great setup on each of your mortgages.
Thanks Adam. I really appreciate all of your referrals over the years, and I am glad we've been able to work together multiple times to get you a great setup on each of your mortgages.
Posted on Google
Sandy Sold
May 13, 2025
Trustindex verifies that the original source of the review is Google. Andrew is definitely a numbers guy, and I trust him with financial decisions. If you're looking to refinance, retrieve a secured line of credit or get a new mortgage, or improve your finances, look no further. Not only does he give sound advice, but he also saved me money in the long term, even advice after the mortgage was completed along with money saving strategies. No other mortgage broker offered the advice he did, and his advice doesn't go unnoticed. I've used and worked with many mortgage brokers in the past and he excels at his craft. I would absolutely recommend him to all of my clients and work with him again. Thanks Andrew! You're the best.
Thanks Sandy, this means a lot coming from a successful Realtor like yourself. Appreciate you taking the time to share your experience and I am glad I was able to twist your arm on the strategies we talked about last fall - they've worked out quite well in hindsight 🙂
Thanks Sandy, this means a lot coming from a successful Realtor like yourself. Appreciate you taking the time to share your experience and I am glad I was able to twist your arm on the strategies we talked about last fall - they've worked out quite well in hindsight 🙂
Posted on Google
Derek Tamura
May 12, 2025
Trustindex verifies that the original source of the review is Google. I had a great experience working with Andrew. He took the time to understand my situation, helped me explore all the available options, and provided clear, precise recommendations throughout the process. His expertise and guidance made everything much easier and less stressful. Highly recommended!
Thank you Daisuke for sharing your experience here. I am glad I was able to help you achieve clarity on the best options for your renewal and look forward to working with you again when the time comes!
Thank you Daisuke for sharing your experience here. I am glad I was able to help you achieve clarity on the best options for your renewal and look forward to working with you again when the time comes!
Posted on Google
Marcela Ls
May 12, 2025
Trustindex verifies that the original source of the review is Google. Andrew is thorough and committed to ensuring his clients understand what can be a very complicated and overwhelming subject. He takes the time to explain, answer questions, and provide helpful visuals so clients can make informed decisions about their mortgage needs. I really appreciate the level of client service he provides!
Thanks Marcela for sharing your experience. I am glad I was able to give you some fresh ideas on how to tackle your mortgage renewal to add flexibility and options given your future plans with your home.
Thanks Marcela for sharing your experience. I am glad I was able to give you some fresh ideas on how to tackle your mortgage renewal to add flexibility and options given your future plans with your home.
Posted on Google
Justin Du Plessix
April 5, 2025
Trustindex verifies that the original source of the review is Google. Andrew helped me to navigate strategy regarding a rental cash dam. He is patient and knowledgeable including understanding how to set up and execute tax strategies. I recommend him to anyone looking for information regarding mortgage options or tax strategies. I look forward to working with him again. Thanks again Andrew!
Thank you Justin for sharing your experience here. It's always nice to work with thoughtful clients like yourself who go out of their way to educate themselves, ask great questions, and do things the right way. Look forward to helping you in the future to further optimize your mortgage structure come renewal time and if you have any cash damming questions along the way.
Thank you Justin for sharing your experience here. It's always nice to work with thoughtful clients like yourself who go out of their way to educate themselves, ask great questions, and do things the right way. Look forward to helping you in the future to further optimize your mortgage structure come renewal time and if you have any cash damming questions along the way.
Posted on Google
Alysa Nichols
April 5, 2025
Trustindex verifies that the original source of the review is Google. As first time home buyers, choosing the best lending terms and strategy can feel overwhelming. While we already had some lending options in place, Andrew was extremely helpful to give us non-biased alternatives to confirm that we were getting the best possible rate, and to choose a term that best fit our future plans. He was incredibly knowledgeable and thoroughly explained our options. We would highly recommend Andrew.
Hi Alysa, Thanks for sharing your experience here and congrats again on your new home. I am glad I was able to give you some more confidence on your mortgage structure and to confirm you had a great setup. I look forward to working with you at renewal time to review options for your next term and see what else we can do to optimize your mortgage down the road. Best wishes for an awesome wedding this year and I hope you'll create many wonderful memories in your new home!
Hi Alysa, Thanks for sharing your experience here and congrats again on your new home. I am glad I was able to give you some more confidence on your mortgage structure and to confirm you had a great setup. I look forward to working with you at renewal time to review options for your next term and see what else we can do to optimize your mortgage down the road. Best wishes for an awesome wedding this year and I hope you'll create many wonderful memories in your new home!
Posted on Google
Jessica Stenhouse
February 21, 2025
Trustindex verifies that the original source of the review is Google. I had an amazing experience working with Andrew and Kellie. From the very beginning, Andrew was beyond helpful, guiding me throughout the entire process- from start to finish and everywhere inbetween. Andrew was truly outstanding—always prompt in answering any and all questions, taking an endless amount of time to truly understand my wants and making sure I understood step/option, addressing all concerns, and keeping me updated every step of the way. His professionalism, knowledge, and dedication made what could have been an enormously stressful process feel smooth and easy. HUGE thank you to Andrew and Kellie for making my dream of homeownership become a reality. I highly recommend Andrew and Kellie to everyone and anyone looking for a trustworthy, efficient, dependable, and supportive mortgage experience! Incredible from start to finish!
Congratulations Jessica on your first home purchase! It was great working with you and I really appreciate you taking the time to share your experience here. I look forward to helping you implement some of the more advanced strategies that we positioned you for once you're settled into your new home!
Congratulations Jessica on your first home purchase! It was great working with you and I really appreciate you taking the time to share your experience here. I look forward to helping you implement some of the more advanced strategies that we positioned you for once you're settled into your new home!
Posted on Google
Garrett Lafosse
February 17, 2025
Trustindex verifies that the original source of the review is Google. In appreciation of Andrew's expertise and support, I wanted to share this review: I have been corresponding with Andrew for a little over a year now. During that time, I have always found him to: be responsive; be very helpful; know his business inside and out; and a consummate professional. Andrew's explanations for things are articulate, comprehensive, and very detailed. He's also good at and willing to look at different scenarios. I've also found him to be warm, polite, and always happy to go the extra mile. He's always treated me as though every question I have for him is important and intelligent. Oh yeah, and he is also calm, thoughtful, and has a good sense of humour. He is a pleasure to work with and has ALWAYS given me the profound sense that he is very interested in and excited to help me to grow my wealth. Also, if you are wondering what my experience is with other mortgage brokers, I used one for my first house mortgage. I have also spoken at length with two others, besides Andrew, about real estate investing. He is, by a very long way, the best I have ever dealt with. If you are looking for a mortgage broker for the simple stuff, Andrew is your best choice. If you are looking for one who can go a step further and help you take a comprehensive look at your financial picture and grow your wealth with investment real estate, Andrew is even better still. I couldn't recommend him any more strongly.
Thanks Garrett, I really appreciate you taking the time to share such a detailed review and for trusting me with your referrals as well. I love working with clients like yourself who are receptive to advice and looking at the big picture. Looking forward to working with you more this year and beyond. Thanks again!
Thanks Garrett, I really appreciate you taking the time to share such a detailed review and for trusting me with your referrals as well. I love working with clients like yourself who are receptive to advice and looking at the big picture. Looking forward to working with you more this year and beyond. Thanks again!
Posted on Google
M Barton
December 10, 2024
Trustindex verifies that the original source of the review is Google. Andrew's hustle helped us lock in a better rate than what our current lender was offering!
Glad we were able to get this done for you just in the nick of time 🙂
Glad we were able to get this done for you just in the nick of time 🙂
Posted on Google
Sil Alves
October 8, 2024
Trustindex verifies that the original source of the review is Google. Andrew is great to work with. Very happy with his knowledge and expertise. We will do many more mortgages with him.
Thank you Sil for taking the time to share your experience. It has been great working with you as well and I look forward to helping you on many more mortgages in the future.
Thank you Sil for taking the time to share your experience. It has been great working with you as well and I look forward to helping you on many more mortgages in the future.
Posted on Google
Karthik Yegappan
August 13, 2024
Trustindex verifies that the original source of the review is Google. Andrew is very professional, knowledgable and thorough. He takes time to understand the full picture and advice what's the right product. He helped me with getting a HELOC and mortgage. He explained me that the order of things is important and so I followed his advice and secured both. I would definitely recommend him to others.
Thank you Karthik for sharing your experience. I am glad we were able to get a great setup to help you continue to grow your portfolio. Look forward to the next one with you!
Thank you Karthik for sharing your experience. I am glad we were able to get a great setup to help you continue to grow your portfolio. Look forward to the next one with you!
Posted on Google
Asif Khan (Asif)
July 22, 2024
Trustindex verifies that the original source of the review is Google. Andrew is one of the best mortgage brokers and even better person that I have worked with in my real estate journey in Canada. With Andrew, you can follow an airlines pilot announcement to sit back, relax and enjoy the journey and dont forget to fasten your seatbelts coz it will be one great ride and leave the rest to his expertise. Andrew not only helped me with my mortgage for a condo where not a lot of other brokers could make the ratios work, Andrew liasoned with builder, bank and lawyer and fought with everyone to get me the best deal possible and keep my interests on the top most priority all the time. Definitely recommended both as a broker and if you need a good person to handle your mortgage needs.
Thank you Asif for the kind words. I am glad the timing for your new construction purchase worked out as it did so we could get your ratios to work with the right product from the right lender. I look forward to helping you again with the next one!
Thank you Asif for the kind words. I am glad the timing for your new construction purchase worked out as it did so we could get your ratios to work with the right product from the right lender. I look forward to helping you again with the next one!
Posted on Google
Luc Robitaille
July 4, 2024
Trustindex verifies that the original source of the review is Google. Andrew MacDonald is the investor-focused mortgage broker you deserve. He prioritizes speed, strategy, and your long-term wealth. He cuts through red tape, secures financing efficiently, and understands real estate investors goals. Andrew isn't just another broker... he's an investor advocate, a financial strategist, and your ultimate mortgage champion. Reach out and unlock your real estate potential! Thank you Andrew for getting my last refinance deal approved at 80% LTV!
Thank you Luc for the glowing review. I am glad we were able to get you unstuck and continue to grow your portfolio. Look forward to strategizing on the next one and seeing what else we can accomplish together now that we've unlocked some more equity to work with. Congrats again 🙂
Thank you Luc for the glowing review. I am glad we were able to get you unstuck and continue to grow your portfolio. Look forward to strategizing on the next one and seeing what else we can accomplish together now that we've unlocked some more equity to work with. Congrats again 🙂
Posted on Google
Sil & Gil Desbois
June 11, 2024
Trustindex verifies that the original source of the review is Google. Andrew was highly knowledgeable, making the entire experience pleasant and straightforward. We enjoyed collaborating with him to achieve our goals and would gladly work with him again.
Thanks Sil & Gil, and congrats on the most recent addition to your portfolio. It was great working with you and I look forward to helping you again on the next one as soon as the dust settles!
Thanks Sil & Gil, and congrats on the most recent addition to your portfolio. It was great working with you and I look forward to helping you again on the next one as soon as the dust settles!
Posted on Google
Kostas R
June 5, 2024
Trustindex verifies that the original source of the review is Google. Andrew is an exceptional mortgage broker. The breadth and depth of Andrew's knowledge in the real estate space is astonishing. With Andrew you don't just get a mortgage broker, you also get years worth of knowledge and expertise in the real estate space, for both personal use and investment properties. For someone like myself who is not as experienced in this space, I always have a ton of questions for Andrew and he is always very willing to help by sharing his knowledge and providing his insights. And somehow he manages to do that with quick responses that cover all the details. Andrew is an all-star mortgage broker, I would highly recommend!
Thank you Kostas for the kind words, this made my day. It has been a pleasure to serve you and your family over the years and watching your net worth and family grow. Congrats on your newest home and best wishes for your continued success!
Thank you Kostas for the kind words, this made my day. It has been a pleasure to serve you and your family over the years and watching your net worth and family grow. Congrats on your newest home and best wishes for your continued success!
Posted on Google
Kelly Olive
May 10, 2024
Trustindex verifies that the original source of the review is Google. Andrew helped me through my first home purchase 5 years ago and is helping me renew my mortgage now and it's a delight working with him. He's extremely patient, knowledgeable and a pleasure to work with. I'd recommend to anyone, especially those new to mortgages who will benefit from his expertise, quick responses and attentiveness.
Thank you Kelly for your kind words. It has been a pleasure to work with you on both your purchase and upcoming renewal. You're so quick with documents and forthcoming with information, it makes my job a breeze... I wish all clients would follow your lead so the 5 star review goes both ways! 🙂
Thank you Kelly for your kind words. It has been a pleasure to work with you on both your purchase and upcoming renewal. You're so quick with documents and forthcoming with information, it makes my job a breeze... I wish all clients would follow your lead so the 5 star review goes both ways! 🙂
Posted on Google
Nora Pellerin
April 9, 2024
Trustindex verifies that the original source of the review is Google. Andrew did an amazing job for us, we felt in such good hands as he helped us renew our mortgage! He took care of every step, found us the best deal possible and answered every question promptly and clearly. Thanks Andrew!
Thank you Nora for sharing your experience. You guys were great to work with and made the lender switch at renewal time to get a better rate a very straightforward process.
Thank you Nora for sharing your experience. You guys were great to work with and made the lender switch at renewal time to get a better rate a very straightforward process.
Posted on Google
Elliott Braganza
April 5, 2024
Trustindex verifies that the original source of the review is Google. Andrew is attentive, persistent and responsive. Best experience with my refinancing needs.
Thanks for trusting me with your recent refinance and I am glad we were able to get a favourable outcome and give you a great experience. Look forward to working with you down the road!
Thanks for trusting me with your recent refinance and I am glad we were able to get a favourable outcome and give you a great experience. Look forward to working with you down the road!
Posted on Google
Joy Ward
March 6, 2024
Trustindex verifies that the original source of the review is Google. Andrew has helped me twice with getting me into a mortgage from a rent to own. He always kept me updated about what was going on and answered all my questions and concerns. Andrew worked very hard to help me in a tough situation and found the best mortgage for me saving $600+ a month. Andrew you are amazing! Thank you so much for everything you have done.
Thank you Joy for the glowing review. While rent to owns can sometimes be tricky to finance on the exit, your patience and trust in the process was much appreciated and as promised we got a great outcome at the end of the day. It is very rewarding being able to help people transition into home ownership and grow their net worth. Congrats again and I look forward to assisting you more in the future.
Thank you Joy for the glowing review. While rent to owns can sometimes be tricky to finance on the exit, your patience and trust in the process was much appreciated and as promised we got a great outcome at the end of the day. It is very rewarding being able to help people transition into home ownership and grow their net worth. Congrats again and I look forward to assisting you more in the future.
Posted on Google
Hilary Gibb
March 3, 2024
Trustindex verifies that the original source of the review is Google. I have now worked with Andrew on 2 separate mortgages. He is extremely knowledgeable and responsive. Highly recommend!
Thank you Hilary for sharing this feedback. I am very glad everything has worked out well for you and we were able to get you back into a home of your own!
Thank you Hilary for sharing this feedback. I am very glad everything has worked out well for you and we were able to get you back into a home of your own!
Posted on Google
Michael Macaque
February 7, 2024
Trustindex verifies that the original source of the review is Google. Exceptional Expertise and Guidance I cannot speak highly enough of my experience working with Andrew MacDonald as my go-to expert in real estate investing. From day one, he has been an invaluable asset to me and to clients that i referred to him over the years. He helped us build and expand our real estate portfolio, and his level of professionalism and expertise is truly unmatched. It's a major advantage when your mortgage professional is also a seasoned real estate investor and has skin in the game. First and foremost, Andrew possesses an impressive depth of knowledge in all facets of real estate investing. Whether it's analyzing potential properties, navigating complex financing options, or strategizing for long-term growth, he has a keen understanding of the Canadian Real Estate market and a sharp eye for opportunity. Moreover, what sets Andrew apart is his unwavering dedication to his clients' success over the years with his Annual Mortgage Portfolio Review that has allowed us to recalibrate our portfolio several times and take advantage of opportunities we wouldn't have thought of. He goes above and beyond to ensure that we are equipped with the information and resources needed to make informed choices. Working with Andrew is an absolute pleasure, and I 1000% recommend him to anyone seeking guidance in real estate investing or anything related to mortgage financing. You'll thank me later.
Thank you for the kind words Michael. I appreciate the trust you place in me with your referrals and have really enjoyed working and masterminding with you over the years.
Thank you for the kind words Michael. I appreciate the trust you place in me with your referrals and have really enjoyed working and masterminding with you over the years.
Posted on Google
Adriana Martinez
January 31, 2024
Trustindex verifies that the original source of the review is Google. Exceptional Mortgage Broker Service I recently had the pleasure of working with Andrew MacDonald, our mortgage broker, who was incredibly professional and knowledgeable. From our first interaction, it was clear that they were deeply experienced in the field, and their expertise was evident in every discussion we had. Andrew took the time to understand my unique financial situation and goals and tailor their advice to match. Andrew was able to explain complex mortgage terms and conditions in a way that was easy to understand, which made the entire process less daunting. What impressed me the most was their commitment to ensuring I felt comfortable and confident in my decisions. They were always available to answer my questions, no matter how big or small, and they did so with patience and clarity. His professionalism extended beyond just their knowledge. They were punctual and respectful and maintained open lines of communication throughout the process. He clearly valued my time and wanted to make the process as smooth as possible for me. In conclusion, I cannot recommend this mortgage broker highly enough. If you're looking for a professional, knowledgeable, and dedicated mortgage broker, look no further. Adriana M
Thank you Adriana for your kind words. It has been great helping you to get the best options in place to grow your portfolio and working through some detailed scenarios and structuring tactics with you to optimize your financing.
Thank you Adriana for your kind words. It has been great helping you to get the best options in place to grow your portfolio and working through some detailed scenarios and structuring tactics with you to optimize your financing.
Posted on Google
Office Skymoose
May 12, 2023
Trustindex verifies that the original source of the review is Google. Andrew is extremely knowledgeable. He spends the time to understand the true needs, and come to the table with tailored options for us that align with our strategy. I highly recommend Andrew.
Thank you for sharing your experience. Always happy to make sure we get a well tailored solution in place for every borrower to best suit their financial needs.
Thank you for sharing your experience. Always happy to make sure we get a well tailored solution in place for every borrower to best suit their financial needs.
Posted on Google
Jime C
November 28, 2022
Trustindex verifies that the original source of the review is Google. Andrew is great. He is very knowledgeable, honest, takes the time to answer all questions you may have and above all else, you can be confident that he will give you the best advice according to your situation and your plans. He goes above and beyond to help you make an informed and right decision.
Thanks for sharing this Jimena. I am glad we were able to get you a better option at renewal time and get you some more access to capital. It was a pleasure helping you on this and I look forward to working with you again in the future.
Thanks for sharing this Jimena. I am glad we were able to get you a better option at renewal time and get you some more access to capital. It was a pleasure helping you on this and I look forward to working with you again in the future.
Posted on Google
Malaz Kserawi
October 24, 2022
Trustindex verifies that the original source of the review is Google. It was an absolute pleasure working with Andrew to secure financing on a rental property. Very professional, responsive, informative and organized interaction. He made a difficult situation into a piece of cake. He gave advices that help not just with the current deal, but with the rest of my investing career. Couldn't be happier with my experience.
Thank you for the kind words Malaz and for being quick with documents to wrap things up for a smooth close. I love working with investors like yourself who are open to advice and actually put it to use. You found some great cash flow in a challenging market so I am glad we were able to get this one added to your portfolio!
Thank you for the kind words Malaz and for being quick with documents to wrap things up for a smooth close. I love working with investors like yourself who are open to advice and actually put it to use. You found some great cash flow in a challenging market so I am glad we were able to get this one added to your portfolio!
Posted on Google
Lien Pham, Rac
September 15, 2021
Trustindex verifies that the original source of the review is Google. Andrew is a very professional and knowledgeable mortgage broker. He moves fast and did a great job advising me on my finances. I've referred him to several friends looking for mortgages.
Thank you Lien for sharing your experience and trusting me with your referrals, much appreciated!
Thank you Lien for sharing your experience and trusting me with your referrals, much appreciated!
Posted on Google
Jessey Thompson
March 18, 2021
Trustindex verifies that the original source of the review is Google. Many months ago I decided I was ready to buy a house and with this crazy market it took quite a while to find one. I had two friends help me so much in that process. In two weeks I get to move into my new house thanks to those 2 friends! Andrew helped with financing and is legit the best mortgage broker that exists. If you need someone to help you find a lender for a property he is your man. He answered all of my questions in a timely manner and helped with every step; including appraisals, financing, mortgage approval and running down multiple scenarios.
Thank you Jessey for sharing this glowing review. It was great working with you and has been a pleasure watching you grow your portfolio and net worth. I look forward to assisting more in the future when the time comes.
Thank you Jessey for sharing this glowing review. It was great working with you and has been a pleasure watching you grow your portfolio and net worth. I look forward to assisting more in the future when the time comes.
Posted on Google
Info
June 17, 2020
Trustindex verifies that the original source of the review is Google. Thank you so much Andrew for doing what I thought wasn't possible! Especially during the pandemic ! My husband and I have been turned down so many times that I didn’t think it would be possible to qualify for another investment property. From the very first conversation I had with Andrew I knew he would be able to help in scaling our real estate portfolio. Working with Andrew is amazing ! He is always very helpful and available to answer my questions or concerns, he is currently in the process of refinancing my second rental property. I would like to say thank you once again for all the hard work the entire team is doing and I look forward to a very long and successful relationship with you guys. Linda and Wiktor
Thank you Linda for sharing your experience. It was great working with you. I love working with clients like yourselves who value (and follow) advice to take action and grow your portfolio.
Thank you Linda for sharing your experience. It was great working with you. I love working with clients like yourselves who value (and follow) advice to take action and grow your portfolio.
Posted on Google
Tony Mitilineos
June 5, 2020
Trustindex verifies that the original source of the review is Google. Andrew is a very knowledgable individual who has helped me finance numerous properties. He knows all the ins and outs and takes the time to help educate his clients on the best action plan. He takes the time to connect and respond in a timely fashion and is truly a professional!
Thanks Tony for sharing this review, much appreciated. It was great working with you as well.
Thanks Tony for sharing this review, much appreciated. It was great working with you as well.
Posted on Google
Hubert Casimiro
April 13, 2020
Trustindex verifies that the original source of the review is Google. Andrew is a true professional in the world of investment mortgages. Creative, highly organized and a pleasure to deal with. He walked me through the entire process and was able to secure the mortgages I need to fund multiple investment properties over the years. I would highly recommend adding Andrew to your investment team.
Thanks Hugh for the glowing review. It's been great watching you grow your portfolio over the years and I've always enjoyed working with you as a real action taker.
Thanks Hugh for the glowing review. It's been great watching you grow your portfolio over the years and I've always enjoyed working with you as a real action taker.
Posted on Google
Shannah Kavonic
April 10, 2020
Trustindex verifies that the original source of the review is Google. Andrew saved me a lot of stress and money during an unpredictable month of new COVID restrictions. Andrew is clearly a forward-thinking strategist, and he judged the financing environment well. It is because of his excellent judgement that I was able to secure a great mortgage rate at a time when mortgage rates did not mirror movements in prime rates. Andrew is upfront and collaborative, and is quick to respond to questions at a time when bank lending practices were rapidly changing. I am very grateful to Andrew for all of his help.
Thank you Shannah for sharing your experience. I am glad I was able to assist even if I didn't end up doing the mortgage for you. I look forward to working with you again down the road to see what we can do at renewal time.
Thank you Shannah for sharing your experience. I am glad I was able to assist even if I didn't end up doing the mortgage for you. I look forward to working with you again down the road to see what we can do at renewal time.
Posted on Google
Jason Wong
March 25, 2020
Trustindex verifies that the original source of the review is Google. Andrew assisted me in understanding the mortgage qualification process and how to strategically select lenders to build your real estate portfolio. From my experience, Andrew has been the most knowledge broker that I dealt with. He provides well articulated detail answers to all your questions. If you're looking for no-pressure unbiased advise, Andrew is your guy.
Thanks Jason for sharing this glowing review. I pride myself on the "no pressure unbiased" advice. Quite often that means I talk myself out of a deal but I would rather people know they can trust the advice and feel comfortable to come back when the next opportunity arises and also feel comfortable to refer their friends, family and colleagues.
Thanks Jason for sharing this glowing review. I pride myself on the "no pressure unbiased" advice. Quite often that means I talk myself out of a deal but I would rather people know they can trust the advice and feel comfortable to come back when the next opportunity arises and also feel comfortable to refer their friends, family and colleagues.
Posted on Google
Elton C
January 24, 2020
Trustindex verifies that the original source of the review is Google. Andrew has helped me secure financing for investment properties for many years through both residential and commercial type mortgages. He was always quick to reply and worked over odd hours to make sure my file move forward with no delay. He was meticulous about all the documents are in place before presenting to the potential lenders. He is someone who has assess to many contacts of different professionals working in the real estate investment world. I look forward to his expertise in my next acquisition. Highly recommended.
Thanks Elton for sharing this glowing review. It's always been great working with you to figure out the best options to meet your objectives and grow your portfolio.
Thanks Elton for sharing this glowing review. It's always been great working with you to figure out the best options to meet your objectives and grow your portfolio.
Posted on Google
John M
October 1, 2019
Trustindex verifies that the original source of the review is Google. I have worked with Andrew on my last few projects. Andrew is an absolute pro. He has helped me grow my business in an efficient and strategic way so that our next venture is already in sight. Andrew is an absolute master at finding ways around obstacles. In real estate investing there are many road blocks along the way and Andrew has proven that these can be avoided and overcome with strategic meticulous planning. We highly recommend utilizing Andrew's skills and look forward to watching our business grow under his and Streetwise Mortgages guidance!
Thanks John for sharing this review. It's always great working with action taker clients like yourselves who value advice and focus on solutions instead of getting hung up on the inevitable hurdles when growing your portfolio.
Thanks John for sharing this review. It's always great working with action taker clients like yourselves who value advice and focus on solutions instead of getting hung up on the inevitable hurdles when growing your portfolio.
Posted on Google
Jay P
July 2, 2019
Trustindex verifies that the original source of the review is Google. Andrew was recommended to me... Worked with him on my latest purchase amd we were greatly impressed. Nice to align with professionals who care. Andrew repeatedly was quick to reply and was able to get us a competitive rate. Thankful for his input. Recommended
Thanks Jay for sharing your experience. It was a pleasure working with you as well!
Thanks Jay for sharing your experience. It was a pleasure working with you as well!
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